---
title: "PCI Compliance"
type: skill
id: "wshobson-agents/payments/pci-compliance"
category: "Finance"
publisher: "Seth Hobson"
license: "MIT"
source: "https://github.com/wshobson/agents/tree/7e2fb55"
canonical: "https://labs.pho.chat/en/skills/wshobson-agents/payments/pci-compliance"
open_in_pho: "https://pho.chat/customize?item=wshobson-agents%2Fpayments%2Fpci-compliance&utm_source=labs&utm_medium=skill-page&utm_campaign=skills-library"
---

# PCI Compliance

Implement PCI DSS compliance requirements for secure handling of payment card data and payment systems. Use when securing payment processing, achieving PCI compliance, or implementing payment card security measures.

Source: Seth Hobson (MIT), copied at a pinned commit. Free to use. Part of the Phở Skills library (https://labs.pho.chat/en/skills).
Skill set: Payments and billing (https://labs.pho.chat/en/skills/wshobson-agents/payments.md).

## What it covers
- When to Use This Skill
- PCI DSS Requirements (12 Core Requirements)
  - Build and Maintain Secure Network
  - Protect Cardholder Data
  - Maintain Vulnerability Management
  - Implement Strong Access Control
  - Monitor and Test Networks
  - Maintain Information Security Policy
- Compliance Levels
- Data Minimization (Never Store)
- Tokenization
  - Using Payment Processor Tokens
  - Custom Tokenization (Advanced)
- Encryption
  - Data at Rest
  - Data in Transit
- Additional patterns and templates

## Other skills in this set
- [Billing Automation](https://labs.pho.chat/en/skills/wshobson-agents/payments/billing-automation.md): Build automated billing systems for recurring payments, invoicing, subscription lifecycle, and dunning management. Use when implementing subscription billing, automating invoicing, or managing…
- [PayPal Integration](https://labs.pho.chat/en/skills/wshobson-agents/payments/paypal-integration.md): Integrate PayPal payment processing with support for express checkout, subscriptions, and refund management. Use when implementing PayPal payments, processing online transactions, or building…
- [Stripe Integration](https://labs.pho.chat/en/skills/wshobson-agents/payments/stripe-integration.md): Implement Stripe payment processing for robust, PCI-compliant payment flows including checkout, subscriptions, and webhooks. Use when integrating Stripe payments, building subscription systems, or…

## Use it
- In Phở: open https://pho.chat/customize?item=wshobson-agents%2Fpayments%2Fpci-compliance&utm_source=labs&utm_medium=skill-page&utm_campaign=skills-library and press Try, or add it so Phở loads it whenever a request matches. Phở works with your own API key (OpenAI, Anthropic, Google and others).
- Full instructions (original SKILL.md, unchanged): https://labs.pho.chat/skills/raw/wshobson-agents/payments/skills/pci-compliance/SKILL.md
- Original files: https://github.com/wshobson/agents/tree/7e2fb55 (MIT).
- Full machine-readable index: https://labs.pho.chat/skills.json